Personal Banking
Checking
Personal Banking
Checking

Which account is right for you?

Choose from one of five checking accounts designed to fit your needs.

eChecking

Open an account online from your desktop or device!

  • No monthly service charge
  • No minimum balance
  • $100 opening deposit
  • Free Internet banking*
  • Free mobile banking and mobile deposit**
  • No fee bill pay with a minimum of two transactions or $5.95 per month*
  • Free Visa debit card***
  • Limit of five checks per month with a $0.25 charge per every check over five checks
  • Requires eStatements

*Internet service provider fees may apply
**Message and data rates may apply
***Foreign ATM and Overdraft and returned item fees may apply

Open an account

Free & Free-er Checking*

Just when you thought free couldn’t get any better.

  • $100 opening deposit
  • No monthly service charge
  • No minimum balance
  • Unlimited check writing
  • FREE Internet banking**
  • FREE bill pay**
  • Free mobile banking and mobile deposit***
  • FREE Visa debit card****
  • Requires eStatements

*Overdraft and returned item fees may apply
**Internet service provider fees may apply
***Message and data rates may apply
****Foreign ATM and Overdraft and returned item fees may apply

Locations


Another Chance Checking

A specially designed account that gives individuals who have had issues with overdrafts or closures at other financial institutions another chance.

  • Monthly service charge of $9.95; customers who have a direct deposit into this account during the monthly cycle will receive a $1.00 credit
  • Free Internet banking*
  • Free bill pay*
  • One debit card owner per account
  • Daily Point of Sale limit set at $500 per card
  • Daily ATM limit set at $250 per card
  • $50 opening deposit required
  • No minimum balance required
  • No checks will be issued or accepted on account—withdrawal slips at the teller line are acceptable
  • Statements without images are available in electronic or paper format
  • No overdraft protection offered
  • After 12 months in good standing***, per customer’s request, the account can be converted to a standard product

*Internet service provider fees may apply
**Message and date rates may apply
***Good standing is defined as: no new negative Qualifile/Chexsystems items or closures and no NSF activity in the last 12-month period
Open an account

Golden Age Checking

Are you 50 years old or better? This one’s for you!

  • $100 opening deposit
  • No monthly service charge
  • No minimum balance
  • Unlimited check writing
  • Free Internet banking*
  • Free bill pay*
  • Free mobile banking and mobile deposit**
  • Free Visa debit card***

*Internet service provider fees may apply
**Message and data rates may apply
***Foreign ATM and Overdraft and returned item fees may apply

Locations

NOW Account

Earn interest while still writing checks.

  • $1,500 minimum balance
  • Interest is paid at rate adjusted by bank on daily collected balance
  • No fee unless balance falls below minimum balance any time during the month
  • Free Internet banking*
  • Free mobile banking and mobile deposit**
  • Unlimited check writing
  • Electronic or paper statements available
  • Visa debit card available for $15 per year

*Internet service provider fees may apply
**Message and data rates may apply
Fees may reduce earnings.

Open an account

Applicants must be 18 years or older in order to apply for an account.