Another Chance Checking
A specially designed account that gives individuals who have had issues with overdrafts or closures at other financial institutions another chance.
- Monthly service charge of $9.95; customers who have a direct deposit into this account during the monthly cycle will receive a $1.00 credit
- Free Internet banking*
- Free bill pay*
- One debit card owner per account
- Daily Point of Sale limit set at $500 per card
- Daily ATM limit set at $250 per card
- $50 opening deposit required
- No minimum balance required
- No checks will be issued or accepted on account—withdrawal slips at the teller line are acceptable
- Statements without images are available in electronic or paper format
- No overdraft protection offered
- After 12 months in good standing***, per customer’s request, the account can be converted to a standard product
*Internet service provider fees may apply
**Message and date rates may apply
***Good standing is defined as: no new negative Qualifile/Chexsystems items or closures and no NSF activity in the last 12-month period
Applicants must be 18 years or older in order to apply for an account.