Life Insurance

Improve your financial future by gaining a better understanding of budgeting. These tools can help you with your money management skills that will serve you today and for years to come.
Rework Your Budget

Knowing where your money goes is an eye-opening experience and an education in itself. This calculator will help you by tracking your expenses. Keep a log and jot down whatever you spend. In this way, you will be able to take control of your money and your current financial situation.

Emergency Fund

Prepare for the unexpected by saving three to six months of living expenses. An emergency fund should be easy to access in the event of unemployment, illness or a major unplanned expense. Use this calculator to see how much you need to put aside for your emergency fund.

Please note, that by clicking on the "Practical Money Skills for Life" logo, you will be leaving SpiritBank.com.

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Please note, that by clicking on the "Practical Money Skills for Life" logo, you will be leaving SpiritBank.com.

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